Baccarat at hi baazi — Complete Guide from Table Rules to Winning Strategy
Baccarat is a straightforward yet strategic card game where the outcome is decided between the Player and the Banker. At hi baazi, the game is available on both digital and live dealer tables.
What is Baccarat and why is it so popular?
Baccarat is one of the oldest card games in the world. Though it originated in Europe, it has found a strong following in Asia — particularly among players in Bangladesh and India. The game is not complicated — the main question is simply which of two hands will score more points. The hand closest to nine wins.
Playing Baccarat at hi baazi is quite easy even for beginners. Once you understand the rules, getting started at a table does not take long. On this page you will find the full game structure, bet types, house edge and practical advice on how to get started.
Those interested in other games can also check out hi baazi's Slots section, which has a wide range of slot games.
How does a round work?
Each Baccarat round begins with placing a bet. Players can bet on one of three options — the Player wins, the Banker wins, or the result is a Tie. After bets are placed, the dealer distributes a total of four cards across two hands — the Player and the Banker each receive two cards.
Card values are counted as follows: cards from 2 to 9 are worth their face value; 10, Jack, Queen and King are worth zero; and the Ace is worth 1. The total score of any hand is the last digit of the sum of its two cards. So if 7 and 8 add up to 15, the hand's score is 5.
There is a rule for drawing a third card based on the initial two cards. This rule is fixed — the player does not make the decision, as whether a third card is drawn or not happens automatically according to the set table rules.
Player Hand
If the Player hand scores 0–5, a third card is drawn. If it scores 6 or 7, the hand stands.
Banker Hand
The Banker's third card rule is slightly more complex — it depends on the Player's third card.
Natural
If the first two cards total 8 or 9 points, it is a 'Natural' — the round ends without a third card.
How do the main bets and payouts work?
Baccarat has three main bets, though some tables also offer additional side bets.
| Bet Name | Payout | Description |
|---|---|---|
| Player | 1:1 | If the Player hand wins, the bet pays out at double. No commission. |
| Banker | 1:1 (minus 5% commission) | Pays out if the Banker wins, but a 5% commission is deducted from the winnings. |
| Tie | 8:1 | If both hands score the same, it is a Tie. The payout is higher, but the probability is lower. |
| Player Pair | 11:1 | This side bet wins if the Player's first two cards are a pair. |
| Banker Pair | 11:1 | This side bet wins if the Banker's first two cards are a pair. |
Side bets may vary from table to table. Not all side bets may be available at every table.
How much of an advantage does the casino have?
Every casino game has a built-in mathematical advantage — this is called the house edge. Baccarat is quite favourable in this regard, as its house edge is comparatively low among live casino games.
Player Bet
House edge is approximately 1.24%. The second lowest of the three main bets.
Banker Bet
House edge including commission is approximately 1.06% — the lowest of the three. The most advantageous over the long term.
Tie Bet
House edge is approximately 14%. The payout looks attractive, but this is statistically the riskiest option.
These figures are provided as general information. The house edge may vary slightly depending on the specific table rules. Side bets generally carry a much higher house edge than the three main bets.
Strategic tips for beginners
There is no complex strategy in Baccarat that can completely eliminate the house edge, but following a few simple guidelines keeps both your budget and your experience in good shape.
-
Favour the Banker bet
Statistically, the Banker hand wins slightly more often. The margin is small, but the difference becomes noticeable over longer sessions. -
Avoid the Tie bet
The high payout is tempting, but the house edge on the Tie bet is much higher than on the other two. -
Set a budget for your session
Decide in advance how much you are willing to play with. Stopping when you reach that limit is the sensible thing to do. -
The trap of looking for patterns in the score card
Many players look for patterns in previous round results. Remember, every round is independent. -
Try side bets with small amounts first
Give the Player Pair or Banker Pair bets a try with small amounts — to test them out before committing to the main bet.
Live Dealer vs Digital Baccarat
Live Dealer Baccarat
A trained dealer in a real studio deals cards live in front of a camera. Players watch the entire process via video stream. Many tables also have a chat option.
Live tables from multiple studios including Evolution, Pragmatic Play Live and Ezugi are available at hi baazi. You will also find variants such as Speed Baccarat, No Commission Baccarat and Salon Privé.
Live Casino High-Definition StreamDigital (RNG) Baccarat
Cards are dealt using computer-generated randomness. It runs faster than a live stream and can be played comfortably on any network.
Practising on digital tables is convenient for new players — you can play at your own pace. Table limits are also generally lower than live tables.
Fast-paced Available AnytimeVisit the hi baazi Casino page to see the full list of live casino and digital tables. For those who are new, detailed information is available on the hi baazi Casino page.
Table Limits — for every budget, small to large
hi baazi has multiple levels of tables to suit different budgets. Everything is covered, from low-stakes play right through to large-amount sessions.
Low-limit tables
Ideal for getting started. You can play for a long time with small bets and take time to understand how the game works.
Mid-limit tables
Suited to regular players. The limits are a bit higher, so each round carries more weight.
High Roller tables
For experienced players used to large bets. Usually dedicated tables in a live studio.
Salon Privé
Exclusive private tables with the highest limits and personal attention.
The limits for a specific table are visible on screen before you start playing. You are advised to play within your budget in line with the responsible gaming policy.
Ready to play Baccarat?
Get a 100% bonus on your first deposit at hi baazi, up to ৳15,000 (wagering 10x bonus). Minimum deposit is just ৳300. Deposits can be made via bKash, Nagad, Rocket, Upay and bank transfer. Withdrawals are usually completed within 10 to 45 minutes. VIP members receive weekly cashback. Visit the hi baazi VIP page for more details.
For ages 21+. Play responsibly.
Frequently asked questions about Baccarat
Related sections at hi baazi
All games at hi baazi, including Baccarat, are for players aged 21 and above only. Play responsibly and take a break when needed.